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Release Notes

Versioning​

The Informed API is continuously under development so that we can bring you valuable new functionality, enhanced features and bug fixes.

The Informed API is versioned. The current version of our API is v1. This is denoted in the API endpoints that you call as shown below:

https://api.staging.informediq-infra.com/v1/auto/applications

where the v1 is included in the path v1/auto/applications.

The version numbering used by Informed will follow the semantic versioning principles.

For a list of recent updates, see below.

Recent releases​

 July 9, 2025 ​

API​

  • Improved extractions from ATPI
  • Improved extractions from Verification of Coverage

Auto lending​

  • Added extractions for OCCC notice info on Texas RISC's
  • Added check for Gap Waiver notice being selected on New York RISC's
  • Added ability to capture “Official Fees paid to government” on Illinois RISC's
  • Enhanced extractions for different VIN formats on Factory Invoices

User Interface (UI)​

  • Added ability to generate Verification Summary and Stacked Documents PDF via API request
  • Added a helpful cancellation confirmation modal if a user closes the Doc Upload modal - with documents pending but not yet submitted for upload
  • [No-API] Added ability to deselect verifications from the Application Info modal
  • [No-API] Enhanced Application Info modal so that it displays the superset of - verifications from across all configured No-API cards
  • [No-API] Added ability to configure a callback endpoint to support downstream - automation in the No-API workflow
  • Added ability to override paystub income calculation method in VerifyIQ
  • [Dealer Verify] Added ability to configure the header and instruction verbiage
  • [Dealer Verify] Added application level status icon
  • Added HITL auto-fill for RISC calculator

others​

  • Classification Model Rev V34 - bug fixes and improvements

 June 25, 2025 ​

API​

  • Added the ability to waive a verification (stip) by status override
  • Added support for dynamic income calculations based on additional document types and their extracted values

Auto lending​

  • Added extractions for lemon_law_disclosure document type
  • Added extractions for documentary_draft document type
  • Added extractions for new risc_commerical_addendum fields
  • Added extraction of lender address from RISC document type

User Interface (UI)​

  • Added overridden_at timestamps for VerifyIQ question overrides in verification webhook
  • Added the UI functionality in VerifyIQ to support the feature of waiving a verification (stip)

 June 11, 2025 ​

API​

  • Added the ability to correlate between the Informed Defender misrepresentation and income verifications

Auto lending​

  • Enhanced GAP form number extractions
  • Added six new document classification type identifiers:
    • customer_questionnaire
    • documentary_draft
    • form_1099r
    • lease_loyalty
    • title_loan_confirmation
    • warranty_card
  • Expanded extractions on Buyers Order form to allow for more verification flexibility across various workflows
  • Improved address extraction from Credit Application

User Interface (UI)​

  • Improvements to the Application History:
    • The File Upload event will now include the link and document type for all contained documents
    • Expanding or collapsing data in one column will impact all columns for that row
  • Added the ability to change funding status from the VerifyIQ header dropdown (note that this needs to be enabled via configuration so contact your customer representative if this is applicable to your workflow)
  • Hovering on truncated document labels in the VerifyIQ document carousel will now show the full document title
  • Improved HITL error messaging on form submission
  • Reduced file size for the "Export Documents as PDF"

 May 29, 2025 ​

API​

  • Enhanced extractions for factory invoices

User Interface (UI)​

  • Decreased file size for combined Verification Summary PDF with Documents

 May 14, 2025 ​

API​

  • Added ability to extract applicant address from the back of a driver's license
  • Enhanced SSI Award Letter income calculation functionality

Auto lending​

  • Improved dealer signature extraction on RISC's
  • Improved General Motors Invoice VIN extractions
  • Improved address extractions on credit apps and RISC's
  • Improved extraction of AZ ELT codes from title apps
  • Added extractions for Rivian Motor Vehicle Purchase Agreement

User Interface (UI)​

  • Improved formatting of VerifyIQ questions and answers
  • Included application_status value in async verifications callback
  • Added "Reviewed" as a funding status option for manual selection for clients using the No-API workflow

 April 30, 2025 ​

API​

  • Added bank check extractions
  • Added Form 1040 schedule extractions
  • Enhanced Military LES extraction (entitlements, deductions, allotments)
  • Enhanced lienholder name extraction on ATPI
  • Improved paystub extraction accuracy
  • Added API flag for manual verification clearance
  • Income verification enhancements

Auto lending​

  • Added extraction for references
  • Added Title Lien Statement extractions
  • Added Cash Sale Receipt extractions
  • Added GAP Rider extractions
  • Added Title Application Receipt extractions
  • Expanded GAP Binder data extraction
  • Added email extraction from CU Membership applications
  • Added "trim_style" extraction from bookout sheets
  • Improved CU Membership form extraction
  • Improved Cosigner Notice extraction
  • Improved Lease End Protection Premium extraction
  • Improved Lease End Protection Policy Number extraction
  • Improved RISC dealer address extraction

User Interface (UI)​

  • Added configurable title/instructions for CollectIQ
  • Added configurable default for CollectIQ "docs collected" question
  • Added stip status change events to VerifyIQ Audit Trail
  • Added RISC calculator to VerifyIQ HITL modal

 April 16, 2025 ​

User Interface (UI)​

  • Increased email alert options for No API Funding Portal when files uploaded via Dealer Verify or CollectIQ
  • Added flag in verifications api response when a verification is cleared as a result of a user editing data
  • Added configurable Dealer Verify background image
  • Exposed additional income verification-level questions in VerifyIQ

 April 2, 2025 ​

API​

  • Improved bank statement transaction categorization consistency
  • Added issue_date for temporary driver's license document type

Auto lending​

  • Enhanced extractions for motor_vehicle_lease_agreement
  • Enhanced extractions for pre_contract_disclosure
  • Enhanced bookout sheet options extractions along with CPO indicator extraction
  • Enhanced extractions for report_of_sale
  • Added extraction support for primary use checkbox on RISC
  • Added extraction of mailing address from Arkansas registration application
  • Added extraction support for GAP factor from GAP binder
  • Added extraction support for LTV from the credit approval
  • Added extraction support for GAP term & Administrator from the GAP section on the RISC
  • Improved credit application signature date extractions
  • Added extraction support for trade_in_lienholder from the RISC

User Interface (UI)​

  • Display audit history of user edits in VerifyIQ
  • Include audit history of user edits in the Verifications Summary PDF
  • Streamline Cognito-based login to remove organization selection after user has successfully logged in once

 March 19, 2025 ​

API​

  • Added ability to ignore documents via API (normally tied to UI action)
  • Enhanced extractions for employment_verification_letter document type
  • Enhanced extractions for vehicles and drivers on insurance documents
  • Added extractions for driver_license_temporary document type (similar to existing driver_license_front document type)

Auto lending​

  • Improved business_name field extractions across dealer documents
  • Added display bounding box info for insurance details on RISC
  • Enhanced extractions for motor_vehicle_lease_agreement document type
  • Enhanced extractions for ach_withdrawal_authorization_form document type
  • Added extraction support for amount financed on cosigner_notice document type
  • Added classification support for several new dealer document types:
    • tesla_motor_vehicle_purchase_agreement
    • lexis_nexis_driver_license_report
    • amortization_schedule
    • transfer_title

User Interface (UI)​

  • VerifyIQ SDK to support one time access token via JWT as authentication option
  • Improved VerifyIQ extracted data field display formatting for browser resolutions
  • Added new streamlined Document Reclassification Workflow
  • Added a separate Document Ownership Workflow - it is no longer tied to the reclassification workflow
  • No-API Funding Portal can support up to two different cards with unique pre-filled sets of verifications configured
  • No-API Funding Portal users can manually flag applications as funded
  • Added funding status column and filter support for VerifyIQ queue page
  • Increased VerifyIQ file upload limit from 30MB to 80MB to match API limit

 March 4, 2025 ​

Auto lending​

  • Display bounding box info for insurance details in RISC
  • Added support for extracting Tax ID from credit applications (related to business applications)
  • Improved applicant signature detection for all after-market products
  • Added support for extracting vehicle condition on RISC
  • Added functionality for auto-stipping based on vehicle condition and amount financed
  • Improve signature date detection on corporate_resolution and credit_application document types
  • Fixed premium extractions on Carmax VSC's

User Interface (UI)​

  • Display indicator in VerifyIQ of others viewing the same application
  • Added option to download Verification Summary Report and Application Documents in a merged PDF

CollectIQ​

  • Enable users to upload miscellaneous, re-requested documents

 February 18, 2025 ​

Auto lending​

  • Subaru RISC Worksheet extraction improvements
  • Lease calculation worksheet extraction improvements

User Interface (UI)​

  • Visual indicator for verifications that were passed by manual data entry
  • Display verification override metadata user and timestamp metadata in VerifyIQ
  • Contract type filter available in VerifyIQ app list
  • More granular VerifyIQ processing status in header bar
  • VerifyIQ download of Verification Summary PDF and Merged Document PDF naming convention updates
  • Removed applicant owner selection step from document reclassification workflow to streamline workflow

CollectIQ​

  • Add support for multiple branding profiles

 February 4, 2025 ​

API​

  • User email will be passed back for verification overrides done in the UI

Auto lending​

  • Improvements made for extraction of lienholder addresses that include a suite number
  • Support added for mileage adjustment extractions from bookout sheet
  • Support added for form number extraction on title application
  • Support added for section and signature detection of RISC initials
  • Support added for total cash down extraction from RISC