{ "event_type": "verifications", "application_id": "664feca8-9cd9-46a3-a86f-a4d90d15e933", "application_reference_id": "@env:prod@tn:9111_all_consumer_docs@mode:simple@tr:7dc2e21f-6807-4165-8d62-0f8d6ddf5301@tcprefix:test_cases@user:acmefinancial", "initial_status": "fail", "current_status": "fail", "application_status": "active", "data_sources": { "image_files": [ { "file_id": "af935780-73b7-4f84-b65d-009cf23f4d7e", "file_reference_id": "drivers_license/drivers_license_expired.pdf" }, { "file_id": "bd834e5a-6be5-49a5-b8ea-0144e916f3d4", "file_reference_id": "auto_misc_documents/no_data_document.pdf" }, { "file_id": "62c12f55-c113-4cdd-b67f-efc3bd9fcbc5", "file_reference_id": "paystubs/form_1099_misc.pdf" }, { "file_id": "0c377ed8-cf70-4b79-bfac-becb8fd6c9b5", "file_reference_id": "paystubs/w2.pdf" }, { "file_id": "159218d8-0900-4149-8b5a-022767d45890", "file_reference_id": "misc_documents/child_support_order_form.png" }, { "file_id": "efbb0357-3372-4cb7-8bf6-9375f080a8a6", "file_reference_id": "misc_documents/mexican_matriculas_fail.pdf" }, { "file_id": "a0074c7e-e73c-4f25-b8d1-d8e89040b87f", "file_reference_id": "misc_documents/employment_verification_letter.pdf" }, { "file_id": "81dbca15-0877-4e74-bfb5-96a7eaac01c1", "file_reference_id": "misc_documents/insurance_id_card_fail.pdf" }, { "file_id": "5693278b-4101-4abb-a9d7-dae64d982ed6", "file_reference_id": "misc_documents/green_card_fail.pdf" }, { "file_id": "109775c3-f209-44cb-9acd-781d87ac7922", "file_reference_id": "paystubs/ssi_award_letter.pdf" }, { "file_id": "8c4df0b7-2908-48e9-8757-d5fbd8708f42", "file_reference_id": "paystubs/paystub.pdf" }, { "file_id": "adb3e98b-652d-4b26-bb66-1abedcb75b44", "file_reference_id": "misc_documents/utility_bill.pdf" }, { "file_id": "0b7dfbb8-8366-4c67-8d2c-5e3529c9f6cc", "file_reference_id": "misc_documents/passport_us_fail.pdf" }, { "file_id": "09ade41f-f3d2-4538-9b60-507548b3d82b", "file_reference_id": "misc_documents/phone_bill.pdf" }, { "file_id": "c6070b34-c873-4880-a150-147b20204dd5", "file_reference_id": "misc_documents/social_security_card.pdf" }, { "file_id": "3f6e7bac-9185-4388-a0ab-2473a09ce824", "file_reference_id": "paystubs/1040_schedule_c.pdf" }, { "file_id": "2c78dac1-7474-46ff-922f-f4e993c867c7", "file_reference_id": "paystubs/military_les.pdf" }, { "file_id": "aa1f51dc-1198-4e9e-9bfe-87e8aaecc5c1", "file_reference_id": "misc_documents/itin_letter.pdf" }, { "file_id": "af898ad5-e586-48e9-a18b-933bcf77aa2e", "file_reference_id": "misc_documents/verification_coverage.pdf" }, { "file_id": "0ea0420f-0709-42d7-aba4-536031ac4f5f", "file_reference_id": "misc_documents/agreement_to_provide_insurance_atpi.pdf" }, { "file_id": "3ff28807-c8b9-4979-a22c-6166dff4553b", "file_reference_id": "misc_documents/va_award_letter_jo_borren.png" }, { "file_id": "6335896e-e619-4d0b-a739-32b73327addc", "file_reference_id": "misc_documents/state_id_fail.pdf" }, { "file_id": "1dcbcfe2-e577-4b50-b89d-00051aedf26e", "file_reference_id": "bank_statements/jo_boren_lucinda_bonadio_joint_bank_statement_bofa_mar.pdf" } ], "structured_data": [] }, "verifications": { "identity": [ { "status": "review", "belongs_to": "applicant1", "updated_at": "2026-07-02 15:26:16 +0000", "description": "The Driver License Front is expired. The State is expired. The Green Card is expired. The Mexican Matriculas may be expired. The Passport may be expired. The Taxpayer is expired.", "verification_questions": {}, "acceptable_documents": { "driver_license_front": [ { "document_id": "6eef87cb-9eda-4d39-8567-7e7fcc2482fa", "file_ids": [ "af935780-73b7-4f84-b65d-009cf23f4d7e" ], "file_reference_ids": [ "drivers_license/drivers_license_expired.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "JO BOREN", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "2020-10-12", "status": "fail" }, "is_us_issued_id": { "question": "Is a US issued ID?", "expected": "", "answer": "CA", "status": "pass" }, "issue_date": { "question": "What is the issue date?", "expected": "", "answer": "2017-10-12", "status": "pass" } }, "category": "Driver License Front" } ], "state_id": [ { "document_id": "1e43f923-3303-4435-8c7a-0ebfaff60327", "file_ids": [ "6335896e-e619-4d0b-a739-32b73327addc" ], "file_reference_ids": [ "misc_documents/state_id_fail.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "", "status": "review" }, "is_us_issued_id": { "question": "Is a US issued ID?", "expected": "", "answer": "CA", "status": "pass" }, "issue_date": { "question": "What is the issue date?", "expected": "", "answer": "2017-12-14", "status": "pass" } }, "category": "State ID" } ], "green_card": [ { "document_id": "5e3a24f7-e941-41be-a34d-25b4c8f7832f", "file_ids": [ "5693278b-4101-4abb-a9d7-dae64d982ed6" ], "file_reference_ids": [ "misc_documents/green_card_fail.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "", "status": "review" } }, "category": "Green Card" } ], "mexican_matriculas": [ { "document_id": "39329b04-5cbf-4680-a9ad-3a0ea447c2cc", "file_ids": [ "efbb0357-3372-4cb7-8bf6-9375f080a8a6" ], "file_reference_ids": [ "misc_documents/mexican_matriculas_fail.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "", "status": "review" } }, "category": "Mexican Matriculas" } ], "passport": [ { "document_id": "9aa9dc97-bd67-4cd8-ba83-8b2095c66345", "file_ids": [ "0b7dfbb8-8366-4c67-8d2c-5e3529c9f6cc" ], "file_reference_ids": [ "misc_documents/passport_us_fail.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "", "status": "review" }, "is_foreign_passport": { "question": "Is a US issued ID?", "expected": "", "answer": "true", "status": "pass" } }, "category": "Passport" } ], "taxpayer_id": [ { "document_id": "efa1bba9-0a54-4f0a-845a-d73168e67df4", "file_ids": [ "aa1f51dc-1198-4e9e-9bfe-87e8aaecc5c1" ], "file_reference_ids": [ "misc_documents/itin_letter.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "2021-12-21", "status": "fail" } }, "category": "Taxpayer ID" } ] }, "recommendations": [ "The Taxpayer is expired." ] }, { "status": "missing", "belongs_to": "applicant2", "updated_at": "2026-07-02 15:09:55 +0000", "description": "Informed searched for a supporting Identity document and did not find one in the deal jacket.", "verification_questions": {}, "acceptable_documents": {}, "recommendations": [ "Please upload Applicant's driver_license_front or state_id or green_card or mexican_matriculas or passport or taxpayer_id." ] } ], "income": [ { "status": "fail", "belongs_to": "applicant1", "updated_at": "2026-07-02 15:09:55 +0000", "description": "Stipulation under review. Contact analyst for questions. Recent paystub from the same employer is not available. The W2 must be from the prior year.", "verification_questions": { "poi_income_within_threshold": { "question": "Is the applicant's income in-line with that what s/he stated?", "expected": "$65,000.00", "answer": "$101,210.85", "status": "pass" }, "poi_documents_used": { "question": "Which document was used to calculate income?", "expected": "", "answer": "Current Paystub, SSI Award Letter, Va Award Letter", "status": "pass" }, "poi_income_from_employer": { "question": "What is the income from the employer?", "expected": "", "answer": "$69,120.00", "status": "pass" }, "poi_ssi_income": { "question": "What is the SSI income?", "expected": "", "answer": "$13,320.00", "status": "pass" }, "poi_selfemployed_income": { "question": "What is the self employed income?", "expected": "", "answer": "$0.00", "status": "pass" }, "poi_selfemployer_consecutive_form1040s": { "question": "Did the applicant supply required number of consecutive form_1040s?", "expected": "TRUE", "answer": "FALSE", "status": "fail" }, "poi_income_from_veterans_affairs": { "question": "What is the Veterans Affairs income?", "expected": "", "answer": "$18,770.85", "status": "pass" } }, "acceptable_documents": { "paystub": [ { "document_id": "2522e16a-695f-40db-9000-ec9234c9f307", "file_ids": [ "8c4df0b7-2908-48e9-8757-d5fbd8708f42" ], "file_reference_ids": [ "paystubs/paystub.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_issued_recently": { "question": "Issued within 60 days of the contract date?", "expected": ">=03/10/2021", "answer": "03/16/2021", "status": "pass" }, "has_ytd_earnings": { "question": "Has YTD earnings?", "expected": "TRUE", "answer": "TRUE", "status": "pass" }, "has_garnishments_deducted": { "question": "Garnishments deducted?", "expected": "<=$0.00", "answer": "$0.00", "status": "pass" }, "has_loans_deducted": { "question": "Loans deducted?", "expected": "<=$0.00", "answer": "$0.00", "status": "pass" }, "matches_employer_name": { "question": "Matches the applicant's employer's name?", "expected": "Nopass, Inc.", "answer": "INFORMED, INC", "status": "fail" }, "is_similar_to_fraudulent_paystub": { "question": "Similar to a paystub known to be fraudulent?", "expected": "FALSE", "answer": "FALSE", "status": "pass" }, "working_days_elapsed": { "question": "Working days elapsed?", "expected": "", "answer": "73", "status": "pass" }, "first_working_day": { "question": "First working day of the year?", "expected": "", "answer": "01/01/2021", "status": "pass" }, "first_working_day_methodology": { "question": "Methodology used to calculate the first working day of the year?", "expected": "", "answer": "applicant_stated_hire_date", "status": "pass" }, "calculation_method": { "question": "Calculation method?", "expected": "", "answer": "current_method", "status": "pass" } }, "category": "Current Paystub" } ], "w2": [ { "document_id": "5e1e77a5-be07-4a48-8ce2-0f3839113a47", "file_ids": [ "0c377ed8-cf70-4b79-bfac-becb8fd6c9b5" ], "file_reference_ids": [ "paystubs/w2.pdf" ], "document_questions": { "is_recent_paystub_available": { "question": "Is a W2 document being used to calculate income and is a recent paystub from the first three months of the year available?", "expected": "true", "answer": "false", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_prior_year_w2": { "question": "Prior year W-2?", "expected": "2021", "answer": "2020", "status": "fail" } }, "category": "Prior Year W-2" } ], "bank_statement": [ { "document_id": "d3c99e59-0da7-430e-9b95-796077618237", "file_ids": [ "1dcbcfe2-e577-4b50-b89d-00051aedf26e" ], "file_reference_ids": [ "bank_statements/jo_boren_lucinda_bonadio_joint_bank_statement_bofa_mar.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "JO BOREN", "status": "pass" }, "is_issued_recently": { "question": "Issued within 120 days of the contract date?", "expected": ">=01/09/2021", "answer": "03/31/2021", "status": "pass" } }, "category": "Bank Statement(s) From Last Month" } ], "form_1040": [ { "document_id": "6af71d32-961a-4fcb-9ac4-7310668d1894", "file_ids": [ "3f6e7bac-9185-4388-a0ab-2473a09ce824" ], "file_reference_ids": [ "paystubs/1040_schedule_c.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" } }, "category": "Form 1040 Last Year" } ], "ssi_award_letter": [ { "document_id": "46e46865-a2b2-4807-8f70-fb3c49b48922", "file_ids": [ "109775c3-f209-44cb-9acd-781d87ac7922" ], "file_reference_ids": [ "paystubs/ssi_award_letter.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "JO BOREN", "status": "pass" }, "is_issued_recently": { "question": "Issued within 365 days of the contract date?", "expected": ">=05/09/2020", "answer": "12/07/2020", "status": "pass" } }, "category": "SSI Award Letter" } ], "military_les": [ { "document_id": "3a571464-b1db-4b7c-a33c-daa102875a44", "file_ids": [ "2c78dac1-7474-46ff-922f-f4e993c867c7" ], "file_reference_ids": [ "paystubs/military_les.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_issued_recently": { "question": "Issued within 60 days of the contract date?", "expected": ">=03/10/2021", "answer": "03/31/2021", "status": "pass" }, "military_branch": { "question": "What is the applicant's military branch?", "expected": "", "answer": "AF", "status": "pass" }, "allotments_present": { "question": "What is the applicant's military allotments?", "expected": "<=$0.00", "answer": "$0.00", "status": "pass" } }, "category": "Military LES" } ], "va_award_letter": [ { "document_id": "f0065fcd-5d44-4456-8c16-7f8625a6fe17", "file_ids": [ "3ff28807-c8b9-4979-a22c-6166dff4553b" ], "file_reference_ids": [ "misc_documents/va_award_letter_jo_borren.png" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" } }, "category": "VA Award Letter" } ], "employment_verification_letter": [ { "document_id": "36dc91fd-312e-4f5e-900c-e8d0a55e7f1f", "file_ids": [ "a0074c7e-e73c-4f25-b8d1-d8e89040b87f" ], "file_reference_ids": [ "misc_documents/employment_verification_letter.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" } }, "category": "Employment Verification Letter" } ] }, "recommendations": [ "The applicant did not supply required number of consecutive Form 1040s." ] }, { "status": "review", "belongs_to": "applicant2", "updated_at": "2026-07-02 15:09:55 +0000", "description": "", "verification_questions": { "poi_income_within_threshold": { "question": "Is the applicant's income in-line with that what s/he stated?", "expected": "$64,800.00", "answer": "", "status": "review" }, "poi_income_from_consolidated": { "question": "What is the consolidated income?", "expected": "", "answer": "", "status": "review" }, "poi_excessive_overdrafts": { "question": "Excessive overdrafts over consecutive months?", "expected": "<=1000", "answer": "0", "status": "pass" } }, "acceptable_documents": { "bank_statement": [ { "document_id": "d3c99e59-0da7-430e-9b95-796077618237", "file_ids": [ "1dcbcfe2-e577-4b50-b89d-00051aedf26e" ], "file_reference_ids": [ "bank_statements/jo_boren_lucinda_bonadio_joint_bank_statement_bofa_mar.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Lucinda Bonadio", "answer": "LUCINDA BONADIO", "status": "pass" }, "is_issued_recently": { "question": "Issued within 120 days of the contract date?", "expected": ">=01/09/2021", "answer": "03/31/2021", "status": "pass" }, "has_excessive_overdrafts": { "question": "Excessive overdrafts?", "expected": "<=1000", "answer": "0.0", "status": "pass" }, "salient_deposits": { "question": "What are the salient deposits from last month?", "expected": "", "answer": "$5,367.00", "status": "pass" } }, "category": "Bank Statement(s) From Last Month" } ] }, "recommendations": [ "The Applicant's income may not be in-line with what s/he stated, a manual review is needed" ] } ], "insurance": [ { "status": "fail", "belongs_to": "applicant1", "updated_at": "2026-07-02 15:09:55 +0000", "description": "The Insurance Id Card is expired. The Insurance Id Card does not match the applicant's vehicle identification number. The Verification Of Coverage does not match the applicant's vehicle identification number. The Atpi does not match the applicant's vehicle identification number.", "verification_questions": {}, "acceptable_documents": { "insurance_id_card": [ { "document_id": "5c103dc7-6401-4e23-9a75-e18d9e4d6bc2", "file_ids": [ "81dbca15-0877-4e74-bfb5-96a7eaac01c1" ], "file_reference_ids": [ "misc_documents/insurance_id_card_fail.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "2020-10-01", "status": "fail" }, "carrier_name": { "question": "What is the carrier name?", "expected": "", "answer": "GOVERNMENT EMPLOYEES COMPANY", "status": "pass" }, "policy_number": { "question": "What is the policy number?", "expected": "", "answer": "4083556987", "status": "pass" }, "matches_applicant_vin": { "question": "Matches the contracts VIN?", "expected": "", "answer": "1hgcr2f52ga195235", "status": "fail" } }, "category": "Insurance ID Card" } ], "verification_of_coverage": [ { "document_id": "397054ac-9378-4687-9ee7-a5872bd8b624", "file_ids": [ "af898ad5-e586-48e9-a18b-933bcf77aa2e" ], "file_reference_ids": [ "misc_documents/verification_coverage.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "2021-12-10", "status": "pass" }, "carrier_name": { "question": "What is the carrier name?", "expected": "", "answer": "esurance", "status": "pass" }, "policy_number": { "question": "What is the policy number?", "expected": "", "answer": "4093556987", "status": "pass" }, "matches_applicant_vin": { "question": "Matches the contracts VIN?", "expected": "", "answer": "1hgcr2f52ga195235", "status": "fail" } }, "category": "Verification of Coverage" } ], "atpi": [ { "document_id": "a923edbf-1b77-4bbc-8849-c9d3b4916aae", "file_ids": [ "0ea0420f-0709-42d7-aba4-536031ac4f5f" ], "file_reference_ids": [ "misc_documents/agreement_to_provide_insurance_atpi.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "carrier_name": { "question": "What is the carrier name?", "expected": "", "answer": "Government Employees company", "status": "pass" }, "policy_number": { "question": "What is the policy number?", "expected": "", "answer": "4083556987", "status": "pass" }, "matches_applicant_vin": { "question": "Matches the contracts VIN?", "expected": "", "answer": "1hgcr2f52ga195235", "status": "fail" }, "signed_by_applicant": { "question": "Signed by applicant?", "expected": "true", "answer": "true", "status": "pass" } }, "category": "ATPI" } ] }, "recommendations": [ "The Atpi does not match the applicant's vehicle identification number." ] }, { "status": "missing", "belongs_to": "applicant2", "updated_at": "2026-07-02 15:09:55 +0000", "description": "Informed searched for a supporting Insurance document and did not find one in the deal jacket.", "verification_questions": {}, "acceptable_documents": {}, "recommendations": [ "Please upload Applicant's insurance_id_card or verification_of_coverage or atpi." ] } ], "residence": [ { "status": "fail", "belongs_to": "applicant1", "updated_at": "2026-07-02 15:09:55 +0000", "description": "The Paystub does not match the applicant's address. The Paystub is not issued recently. The Bank Statement does not match the applicant's address. The Utility Bill does not match the applicant's address. The Phone Bill does not match the applicant's address. The Driver License Front does not match the applicant's address. The Driver License Front is expired. The State does not match the applicant's address. The State may be expired. The Ssi Award Letter does not match the applicant's address.", "verification_questions": {}, "acceptable_documents": { "paystub": [ { "document_id": "2522e16a-695f-40db-9000-ec9234c9f307", "file_ids": [ "8c4df0b7-2908-48e9-8757-d5fbd8708f42" ], "file_reference_ids": [ "paystubs/paystub.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4th Ave Inglewood CA 90305", "status": "fail" }, "is_issued_recently": { "question": "Issued within configured days of the contract date?", "expected": "", "answer": "2021-03-16", "status": "fail" } }, "category": "Paystub" } ], "bank_statement": [ { "document_id": "d3c99e59-0da7-430e-9b95-796077618237", "file_ids": [ "1dcbcfe2-e577-4b50-b89d-00051aedf26e" ], "file_reference_ids": [ "bank_statements/jo_boren_lucinda_bonadio_joint_bank_statement_bofa_mar.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "JO BOREN", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4th Ave Inglewood CA 90305", "status": "fail" }, "is_issued_recently": { "question": "Issued within configured days of the contract date?", "expected": "2021-05-09", "answer": "2021-03-31", "status": "pass" } }, "category": "Bank Statement" } ], "utility_bill": [ { "document_id": "1a7e4b66-1360-40b1-9b65-4191a5ce16b3", "file_ids": [ "adb3e98b-652d-4b26-bb66-1abedcb75b44" ], "file_reference_ids": [ "misc_documents/utility_bill.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4TH AVE INGLEWOOD CA 90305", "status": "fail" }, "is_issued_recently": { "question": "Issued within configured days of the contract date?", "expected": "2021-05-09", "answer": "2021-04-10", "status": "pass" }, "has_amount_past_due": { "question": "Has amount past due?", "expected": "0", "answer": "0.0", "status": "pass" } }, "category": "Utility Bill" } ], "phone_bill": [ { "document_id": "9587eda8-6f31-4c22-8891-adc81a3bab8f", "file_ids": [ "09ade41f-f3d2-4538-9b60-507548b3d82b" ], "file_reference_ids": [ "misc_documents/phone_bill.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4TH AVE INGLEWOOD CA 90305", "status": "fail" }, "is_issued_recently": { "question": "Issued within configured days of the contract date?", "expected": "2021-05-09", "answer": "2021-04-30", "status": "pass" }, "has_amount_past_due": { "question": "Has amount past due?", "expected": "0", "answer": "0.0", "status": "pass" } }, "category": "Phone Bill" } ], "driver_license_front": [ { "document_id": "6eef87cb-9eda-4d39-8567-7e7fcc2482fa", "file_ids": [ "af935780-73b7-4f84-b65d-009cf23f4d7e" ], "file_reference_ids": [ "drivers_license/drivers_license_expired.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "JO BOREN", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4th Ave Inglewood CA 90305", "status": "fail" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "2020-10-12", "status": "fail" } }, "category": "Driver License Front" } ], "state_id": [ { "document_id": "1e43f923-3303-4435-8c7a-0ebfaff60327", "file_ids": [ "6335896e-e619-4d0b-a739-32b73327addc" ], "file_reference_ids": [ "misc_documents/state_id_fail.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4th Ave Inglewood CA 90305", "status": "fail" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "", "status": "review" } }, "category": "State ID" } ], "ssi_award_letter": [ { "document_id": "46e46865-a2b2-4807-8f70-fb3c49b48922", "file_ids": [ "109775c3-f209-44cb-9acd-781d87ac7922" ], "file_reference_ids": [ "paystubs/ssi_award_letter.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "JO BOREN", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4th Ave Inglewood CA 90305", "status": "fail" }, "is_issued_recently": { "question": "Issued within configured days of the contract date?", "expected": "2021-05-09", "answer": "2020-12-07", "status": "pass" } }, "category": "SSI Award Letter" } ] }, "recommendations": [ "The Ssi Award Letter does not match the applicant's address." ] }, { "status": "fail", "belongs_to": "applicant2", "updated_at": "2026-07-02 15:09:55 +0000", "description": "The Bank Statement does not match the applicant's address.", "verification_questions": {}, "acceptable_documents": { "bank_statement": [ { "document_id": "d3c99e59-0da7-430e-9b95-796077618237", "file_ids": [ "1dcbcfe2-e577-4b50-b89d-00051aedf26e" ], "file_reference_ids": [ "bank_statements/jo_boren_lucinda_bonadio_joint_bank_statement_bofa_mar.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Lucinda Bonadio", "answer": "LUCINDA BONADIO", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "2317 N Winery Ave Fresno CA 93703", "answer": "8717 S 4th Ave Inglewood CA 90305", "status": "fail" }, "is_issued_recently": { "question": "Issued within configured days of the contract date?", "expected": "2021-05-09", "answer": "2021-03-31", "status": "pass" } }, "category": "Bank Statement" } ] }, "recommendations": [ "The Bank Statement does not match the applicant's address." ] } ], "ssn": [ { "status": "fail", "belongs_to": "applicant1", "updated_at": "2026-07-02 15:09:55 +0000", "description": "The Social Security Card does not match the applicant's SSN.", "verification_questions": {}, "acceptable_documents": { "social_security_card": [ { "document_id": "9179e690-8aaa-43a1-9015-24651d23fea6", "file_ids": [ "c6070b34-c873-4880-a150-147b20204dd5" ], "file_reference_ids": [ "misc_documents/social_security_card.pdf" ], "document_questions": { "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "matches_applicant_ssn": { "question": "Matches the applicant's SSN?", "expected": "666550000", "answer": "666443906", "status": "fail" } }, "category": "Social Security Card" } ] }, "recommendations": [ "The Social Security Card does not match the applicant's SSN." ] }, { "status": "missing", "belongs_to": "applicant2", "updated_at": "2026-07-02 15:09:55 +0000", "description": "Informed searched for a supporting Ssn document and did not find one in the deal jacket.", "verification_questions": {}, "acceptable_documents": {}, "recommendations": [ "Please upload Applicant's social_security_card." ] } ] } }