{ "event_type": "verifications", "application_id": "c234071b-3133-4e2b-8397-7f6b5b17b268", "application_reference_id": "@env:prod@tn:9111_all_consumer_docs@mode:simple@tr:9b4a6aaf-4b33-40c7-a614-f4333ccf546f@tcprefix:test_cases@user:informedcompliance", "initial_status": "fail", "current_status": "fail", "application_status": "active", "data_sources": { "image_files": [ { "file_id": "5704246d-50d8-4d86-9986-17a60b9d3a04", "file_reference_id": "paystubs/ssi_award_letter.pdf" }, { "file_id": "8d809407-3e39-401a-9031-740b79cd9ef3", "file_reference_id": "misc_documents/mexican_matriculas_fail.pdf" }, { "file_id": "a957c537-0374-4877-a03c-fb1aeac04665", "file_reference_id": "drivers_license/drivers_license_expired.pdf" }, { "file_id": "39c0e263-e2ff-48fc-8e7b-7c6f7f3ae271", "file_reference_id": "misc_documents/green_card_fail.pdf" }, { "file_id": "6ea5eac2-9bee-4f05-9986-c0d0f8297b2d", "file_reference_id": "auto_misc_documents/no_data_document.pdf" }, { "file_id": "e8c1f5bb-1eb0-452d-9446-1b5ad0b8d7d0", "file_reference_id": "misc_documents/verification_coverage.pdf" }, { "file_id": "a08b75bd-a22b-40d0-91b1-513d37d8f5ee", "file_reference_id": "misc_documents/insurance_id_card_fail.pdf" }, { "file_id": "a836daa6-214d-483c-977c-870475d98737", "file_reference_id": "paystubs/w2.pdf" }, { "file_id": "f01a5c11-f80e-4d80-a5c2-0cb925d114cb", "file_reference_id": "paystubs/form_1099_misc.pdf" }, { "file_id": "9232f6cd-c6e5-44b2-ab48-d96d2c2b12e7", "file_reference_id": "misc_documents/phone_bill.pdf" }, { "file_id": "b08d6843-10e9-4c62-8d29-e2e78ae118df", "file_reference_id": "misc_documents/employment_verification_letter.pdf" }, { "file_id": "06d8805d-3874-4737-9e01-f4836171dbde", "file_reference_id": "misc_documents/va_award_letter_jo_borren.png" }, { "file_id": "abfd5068-85ca-4f1c-82cf-3258448c274f", "file_reference_id": "misc_documents/passport_us_fail.pdf" }, { "file_id": "337a4e98-f05e-4f3b-be98-60d06c4397c2", "file_reference_id": "paystubs/paystub.pdf" }, { "file_id": "47bcb31e-c9ad-45d7-8e4e-09bb3e1078ac", "file_reference_id": "misc_documents/itin_letter.pdf" }, { "file_id": "9f0e240d-157f-4df2-a3c6-0daa087c909f", "file_reference_id": "misc_documents/utility_bill.pdf" }, { "file_id": "e4d6ec9c-481b-4d38-9bbd-520a82187ce7", "file_reference_id": "paystubs/1040_schedule_c.pdf" }, { "file_id": "ec935d21-e57a-4416-b548-87c1fdc3c1e6", "file_reference_id": "misc_documents/agreement_to_provide_insurance_atpi.pdf" }, { "file_id": "0830c2af-dfa8-44f7-ba2a-9bbd7c231028", "file_reference_id": "bank_statements/jo_boren_lucinda_bonadio_joint_bank_statement_bofa_mar.pdf" }, { "file_id": "d9cfddb0-502b-4960-bdf8-ad48845eb93f", "file_reference_id": "misc_documents/social_security_card.pdf" }, { "file_id": "a0782c35-6cad-4470-88ca-5a181595f6ff", "file_reference_id": "misc_documents/child_support_order_form.png" }, { "file_id": "092d9e99-629a-4d91-99fa-162ae94579ee", "file_reference_id": "paystubs/military_les.pdf" }, { "file_id": "15a14a8c-0116-4225-9e3d-a12983b11ca2", "file_reference_id": "misc_documents/state_id_fail.pdf" } ], "structured_data": [] }, "verifications": { "identity": [ { "status": "fail", "belongs_to": "applicant1", "updated_at": "2026-09-25 21:45:12 +0000", "description": "The Driver License Front has a failing question. The Driver License Front is expired. The State has a failing question. The State is expired. The Green Card has a failing question. The Green Card is expired. The Mexican Matriculas has a failing question. The Passport has a failing question. The Taxpayer has a failing question. The Taxpayer is expired.", "verification_questions": {}, "acceptable_documents": { "driver_license_front": [ { "document_id": "acb5600d-a65b-4d29-9100-58bfb433d595", "file_ids": [ "a957c537-0374-4877-a03c-fb1aeac04665" ], "file_reference_ids": [ "drivers_license/drivers_license_expired.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "JO BOREN", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "2020-10-12", "status": "fail" }, "is_us_issued_id": { "question": "Is a US issued ID?", "expected": "", "answer": "CA", "status": "pass" }, "issue_date": { "question": "What is the issue date?", "expected": "", "answer": "2017-10-12", "status": "pass" } }, "category": "Driver License Front" } ], "state_id": [ { "document_id": "e057d17b-a316-4c5a-9784-476ba0ce1128", "file_ids": [ "15a14a8c-0116-4225-9e3d-a12983b11ca2" ], "file_reference_ids": [ "misc_documents/state_id_fail.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "", "status": "review" }, "is_us_issued_id": { "question": "Is a US issued ID?", "expected": "", "answer": "CA", "status": "pass" }, "issue_date": { "question": "What is the issue date?", "expected": "", "answer": "2017-12-14", "status": "pass" } }, "category": "State ID" } ], "green_card": [ { "document_id": "3924b72e-9f90-4515-b87a-cf11e6f32894", "file_ids": [ "39c0e263-e2ff-48fc-8e7b-7c6f7f3ae271" ], "file_reference_ids": [ "misc_documents/green_card_fail.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "", "status": "review" } }, "category": "Green Card" } ], "mexican_matriculas": [ { "document_id": "0fe276df-d8e8-42c3-9fca-44f44b87188f", "file_ids": [ "8d809407-3e39-401a-9031-740b79cd9ef3" ], "file_reference_ids": [ "misc_documents/mexican_matriculas_fail.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "2025-11-05", "status": "pass" } }, "category": "Mexican Matriculas" } ], "passport": [ { "document_id": "0a77b52f-3fba-433c-8032-9cabec091f18", "file_ids": [ "abfd5068-85ca-4f1c-82cf-3258448c274f" ], "file_reference_ids": [ "misc_documents/passport_us_fail.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "2025-02-12", "status": "pass" }, "is_foreign_passport": { "question": "Is a US issued ID?", "expected": "", "answer": "true", "status": "pass" } }, "category": "Passport" } ], "taxpayer_id": [ { "document_id": "7e82d061-36b0-4432-9ca4-53465a22f661", "file_ids": [ "47bcb31e-c9ad-45d7-8e4e-09bb3e1078ac" ], "file_reference_ids": [ "misc_documents/itin_letter.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "2021-12-21", "status": "fail" } }, "category": "Taxpayer ID" } ] }, "recommendations": [ "The Passport has a failing question." ] }, { "status": "missing", "belongs_to": "applicant2", "updated_at": "2026-09-25 21:45:12 +0000", "description": "Informed searched for a supporting Identity document and did not find one in the deal jacket.", "verification_questions": {}, "acceptable_documents": {}, "recommendations": [ "Please upload Applicant's driver_license_front or state_id or green_card or mexican_matriculas or passport or taxpayer_id." ] } ], "income": [ { "status": "fail", "belongs_to": "applicant1", "updated_at": "2026-09-25 21:45:12 +0000", "description": "The Paystub has a failing question. Stipulation under review. Contact analyst for questions. The W2 has a failing question. Recent paystub from the same employer is not available. The W2 must be from the prior year. The Bank Statement has a failing question. The Individual Tax Return has a failing question. The SSI Award Letter has a failing question. The Military LES has a failing question. The VA Award Letter has a failing question. The Employment Verification Letter has a failing question.", "verification_questions": { "poi_income_within_threshold": { "question": "Is the applicant's income in-line with that what s/he stated?", "expected": "$65,000.00", "answer": "$101,210.85", "status": "pass" }, "poi_documents_used": { "question": "Which document was used to calculate income?", "expected": "", "answer": "Current Paystub, SSI Award Letter, Va Award Letter", "status": "pass" }, "poi_income_from_employer": { "question": "What is the income from the employer?", "expected": "", "answer": "$69,120.00", "status": "pass" }, "poi_ssi_income": { "question": "What is the SSI income?", "expected": "", "answer": "$13,320.00", "status": "pass" }, "poi_income_from_veterans_affairs": { "question": "What is the Veterans Affairs income?", "expected": "", "answer": "$18,770.85", "status": "pass" }, "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" } }, "acceptable_documents": { "paystub": [ { "document_id": "3d56f3c7-ee37-4dd0-9fe9-36352a75aa83", "file_ids": [ "337a4e98-f05e-4f3b-be98-60d06c4397c2" ], "file_reference_ids": [ "paystubs/paystub.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_issued_recently": { "question": "Issued within 60 days of the contract date?", "expected": ">=03/10/2021", "answer": "03/16/2021", "status": "pass" }, "has_ytd_earnings": { "question": "Has YTD earnings?", "expected": "TRUE", "answer": "TRUE", "status": "pass" }, "has_garnishments_deducted": { "question": "Garnishments deducted?", "expected": "<=$0.00", "answer": "$0.00", "status": "pass" }, "has_loans_deducted": { "question": "Loans deducted?", "expected": "<=$0.00", "answer": "$0.00", "status": "pass" }, "matches_employer_name": { "question": "Matches the applicant's employer's name?", "expected": "Nopass, Inc.", "answer": "INFORMED, INC", "status": "fail" }, "is_similar_to_fraudulent_paystub": { "question": "Similar to a paystub known to be fraudulent?", "expected": "FALSE", "answer": "FALSE", "status": "pass" }, "working_days_elapsed": { "question": "Working days elapsed?", "expected": "", "answer": "73", "status": "pass" }, "first_working_day": { "question": "First working day of the year?", "expected": "", "answer": "01/01/2021", "status": "pass" }, "first_working_day_methodology": { "question": "Methodology used to calculate the first working day of the year?", "expected": "", "answer": "applicant_stated_hire_date", "status": "pass" }, "calculation_method": { "question": "Calculation method?", "expected": "", "answer": "current_method", "status": "pass" } }, "category": "Current Paystub" } ], "w2": [ { "document_id": "d7581cbd-1bf9-4afd-9bdd-2e1c326f8c5f", "file_ids": [ "a836daa6-214d-483c-977c-870475d98737" ], "file_reference_ids": [ "paystubs/w2.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "is_recent_paystub_available": { "question": "Is a W2 document being used to calculate income and is a recent paystub from the first three months of the year available?", "expected": "true", "answer": "false", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_prior_year_w2": { "question": "Prior year W-2?", "expected": "2021", "answer": "2020", "status": "fail" } }, "category": "Prior Year W-2" } ], "bank_statement": [ { "document_id": "b349682d-2ae3-40de-ad69-934be987437b", "file_ids": [ "0830c2af-dfa8-44f7-ba2a-9bbd7c231028" ], "file_reference_ids": [ "bank_statements/jo_boren_lucinda_bonadio_joint_bank_statement_bofa_mar.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "JO BOREN", "status": "pass" }, "is_issued_recently": { "question": "Issued within 120 days of the contract date?", "expected": ">=01/09/2021", "answer": "03/31/2021", "status": "pass" } }, "category": "Bank Statement(s) From Last Month" } ], "form_1040": [ { "document_id": "8b589a3d-f22b-4564-8197-2a44d55af1cd", "file_ids": [ "e4d6ec9c-481b-4d38-9bbd-520a82187ce7" ], "file_reference_ids": [ "paystubs/1040_schedule_c.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" } }, "category": "Form 1040 Last Year" } ], "ssi_award_letter": [ { "document_id": "5a5e2e02-984c-4df1-8cba-e516317a0776", "file_ids": [ "5704246d-50d8-4d86-9986-17a60b9d3a04" ], "file_reference_ids": [ "paystubs/ssi_award_letter.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "JO BOREN", "status": "pass" }, "is_issued_recently": { "question": "Issued within 365 days of the contract date?", "expected": ">=05/09/2020", "answer": "12/07/2020", "status": "pass" } }, "category": "SSI Award Letter" } ], "military_les": [ { "document_id": "4c5df7b2-63eb-4a06-ad0d-8b1a4d22dc6e", "file_ids": [ "092d9e99-629a-4d91-99fa-162ae94579ee" ], "file_reference_ids": [ "paystubs/military_les.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_issued_recently": { "question": "Issued within 60 days of the contract date?", "expected": ">=03/10/2021", "answer": "03/31/2021", "status": "pass" }, "military_branch": { "question": "What is the applicant's military branch?", "expected": "", "answer": "AF", "status": "pass" }, "allotments_present": { "question": "What is the applicant's military allotments?", "expected": "<=$0.00", "answer": "$0.00", "status": "pass" } }, "category": "Military LES" } ], "va_award_letter": [ { "document_id": "b72d5b3e-3da0-438b-9c0c-774dcd9590dd", "file_ids": [ "06d8805d-3874-4737-9e01-f4836171dbde" ], "file_reference_ids": [ "misc_documents/va_award_letter_jo_borren.png" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" } }, "category": "VA Award Letter" } ], "employment_verification_letter": [ { "document_id": "459c77ff-b832-4dce-b9e1-cda1aba79177", "file_ids": [ "b08d6843-10e9-4c62-8d29-e2e78ae118df" ], "file_reference_ids": [ "misc_documents/employment_verification_letter.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" } }, "category": "Employment Verification Letter" } ] }, "recommendations": [ "The VA Award Letter has a failing question.", "The SSI Award Letter has a failing question.", "The Paystub has a failing question.", "Stipulation under review. Contact analyst for questions." ] }, { "status": "review", "belongs_to": "applicant2", "updated_at": "2026-09-25 21:45:12 +0000", "description": "The Bank Statement has a failing question.", "verification_questions": { "poi_income_within_threshold": { "question": "Is the applicant's income in-line with that what s/he stated?", "expected": "$64,800.00", "answer": "", "status": "review" }, "poi_income_from_consolidated": { "question": "What is the consolidated income?", "expected": "", "answer": "", "status": "review" }, "poi_excessive_overdrafts": { "question": "Excessive overdrafts over consecutive months?", "expected": "<=1000", "answer": "0", "status": "pass" }, "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" } }, "acceptable_documents": { "bank_statement": [ { "document_id": "b349682d-2ae3-40de-ad69-934be987437b", "file_ids": [ "0830c2af-dfa8-44f7-ba2a-9bbd7c231028" ], "file_reference_ids": [ "bank_statements/jo_boren_lucinda_bonadio_joint_bank_statement_bofa_mar.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Lucinda Bonadio", "answer": "LUCINDA BONADIO", "status": "pass" }, "is_issued_recently": { "question": "Issued within 120 days of the contract date?", "expected": ">=01/09/2021", "answer": "03/31/2021", "status": "pass" }, "has_excessive_overdrafts": { "question": "Excessive overdrafts?", "expected": "<=1000", "answer": "0.0", "status": "pass" }, "salient_deposits": { "question": "What are the salient deposits from last month?", "expected": "", "answer": "$5,367.00", "status": "pass" } }, "category": "Bank Statement(s) From Last Month" } ] }, "recommendations": [ "The Bank Statement has a failing question.", "The Applicant's income may not be in-line with what s/he stated, a manual review is needed" ] } ], "insurance": [ { "status": "fail", "belongs_to": "applicant1", "updated_at": "2026-09-25 21:45:12 +0000", "description": "The Insurance Id Card has a failing question. The Insurance Id Card is expired. The Insurance Id Card does not match the applicant's vehicle identification number. The Verification Of Coverage has a failing question. The Verification Of Coverage does not match the applicant's vehicle identification number. The Atpi has a failing question. The Atpi does not match the applicant's vehicle identification number.", "verification_questions": {}, "acceptable_documents": { "insurance_id_card": [ { "document_id": "dc1a6706-926a-4805-972d-b1c913fa5a7a", "file_ids": [ "a08b75bd-a22b-40d0-91b1-513d37d8f5ee" ], "file_reference_ids": [ "misc_documents/insurance_id_card_fail.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "2020-10-01", "status": "fail" }, "carrier_name": { "question": "What is the carrier name?", "expected": "", "answer": "GOVERNMENT EMPLOYEES COMPANY", "status": "pass" }, "policy_number": { "question": "What is the policy number?", "expected": "", "answer": "4083556987", "status": "pass" }, "matches_applicant_vin": { "question": "Matches the contracts VIN?", "expected": "", "answer": "1hgcr2f52ga195235", "status": "fail" } }, "category": "Insurance ID Card" } ], "verification_of_coverage": [ { "document_id": "39ae8403-6caf-46b7-9251-0fe79a91f360", "file_ids": [ "e8c1f5bb-1eb0-452d-9446-1b5ad0b8d7d0" ], "file_reference_ids": [ "misc_documents/verification_coverage.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "2021-12-10", "status": "pass" }, "carrier_name": { "question": "What is the carrier name?", "expected": "", "answer": "esurance", "status": "pass" }, "policy_number": { "question": "What is the policy number?", "expected": "", "answer": "4093556987", "status": "pass" }, "matches_applicant_vin": { "question": "Matches the contracts VIN?", "expected": "", "answer": "1hgcr2f52ga195235", "status": "fail" } }, "category": "Verification of Coverage" } ], "atpi": [ { "document_id": "af7105c3-54c4-481b-a991-2a42ae82080e", "file_ids": [ "ec935d21-e57a-4416-b548-87c1fdc3c1e6" ], "file_reference_ids": [ "misc_documents/agreement_to_provide_insurance_atpi.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "carrier_name": { "question": "What is the carrier name?", "expected": "", "answer": "Government Employees company", "status": "pass" }, "policy_number": { "question": "What is the policy number?", "expected": "", "answer": "4083556987", "status": "pass" }, "matches_applicant_vin": { "question": "Matches the contracts VIN?", "expected": "", "answer": "1hgcr2f52ga195235", "status": "fail" }, "signed_by_applicant": { "question": "Signed by applicant?", "expected": "true", "answer": "true", "status": "pass" } }, "category": "ATPI" } ] }, "recommendations": [ "The Atpi has a failing question.", "The Atpi does not match the applicant's vehicle identification number." ] }, { "status": "missing", "belongs_to": "applicant2", "updated_at": "2026-09-25 21:45:12 +0000", "description": "Informed searched for a supporting Insurance document and did not find one in the deal jacket.", "verification_questions": {}, "acceptable_documents": {}, "recommendations": [ "Please upload Applicant's insurance_id_card or verification_of_coverage or atpi." ] } ], "residence": [ { "status": "fail", "belongs_to": "applicant1", "updated_at": "2026-09-25 21:45:12 +0000", "description": "The Paystub has a failing question. The Paystub does not match the applicant's address. The Paystub is not issued recently. The Bank Statement has a failing question. The Bank Statement does not match the applicant's address. The Utility Bill has a failing question. The Utility Bill does not match the applicant's address. The Phone Bill has a failing question. The Phone Bill does not match the applicant's address. The Driver License Front has a failing question. The Driver License Front does not match the applicant's address. The Driver License Front is expired. The State has a failing question. The State does not match the applicant's address. The State may be expired. The Ssi Award Letter has a failing question. The Ssi Award Letter does not match the applicant's address.", "verification_questions": {}, "acceptable_documents": { "paystub": [ { "document_id": "3d56f3c7-ee37-4dd0-9fe9-36352a75aa83", "file_ids": [ "337a4e98-f05e-4f3b-be98-60d06c4397c2" ], "file_reference_ids": [ "paystubs/paystub.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4th Ave Inglewood CA 90305", "status": "fail" }, "is_issued_recently": { "question": "Issued within configured days of the contract date?", "expected": "", "answer": "2021-03-16", "status": "fail" } }, "category": "Paystub" } ], "bank_statement": [ { "document_id": "b349682d-2ae3-40de-ad69-934be987437b", "file_ids": [ "0830c2af-dfa8-44f7-ba2a-9bbd7c231028" ], "file_reference_ids": [ "bank_statements/jo_boren_lucinda_bonadio_joint_bank_statement_bofa_mar.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "JO BOREN", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4th Ave Inglewood CA 90305", "status": "fail" }, "is_issued_recently": { "question": "Issued within configured days of the contract date?", "expected": "2021-05-09", "answer": "2021-03-31", "status": "pass" } }, "category": "Bank Statement" } ], "utility_bill": [ { "document_id": "01feb5dc-8964-493e-9d1a-e8cb318da75f", "file_ids": [ "9f0e240d-157f-4df2-a3c6-0daa087c909f" ], "file_reference_ids": [ "misc_documents/utility_bill.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4TH AVE INGLEWOOD CA 90305", "status": "fail" }, "is_issued_recently": { "question": "Issued within configured days of the contract date?", "expected": "2021-05-09", "answer": "2021-04-10", "status": "pass" }, "has_amount_past_due": { "question": "Has amount past due?", "expected": "0", "answer": "0.0", "status": "pass" } }, "category": "Utility Bill" } ], "phone_bill": [ { "document_id": "e55029a4-229f-4d24-8a43-fa5be20e5e2c", "file_ids": [ "9232f6cd-c6e5-44b2-ab48-d96d2c2b12e7" ], "file_reference_ids": [ "misc_documents/phone_bill.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4TH AVE INGLEWOOD CA 90305", "status": "fail" }, "is_issued_recently": { "question": "Issued within configured days of the contract date?", "expected": "2021-05-09", "answer": "2021-04-30", "status": "pass" }, "has_amount_past_due": { "question": "Has amount past due?", "expected": "0", "answer": "0.0", "status": "pass" } }, "category": "Phone Bill" } ], "driver_license_front": [ { "document_id": "acb5600d-a65b-4d29-9100-58bfb433d595", "file_ids": [ "a957c537-0374-4877-a03c-fb1aeac04665" ], "file_reference_ids": [ "drivers_license/drivers_license_expired.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "JO BOREN", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4th Ave Inglewood CA 90305", "status": "fail" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "2020-10-12", "status": "fail" } }, "category": "Driver License Front" } ], "state_id": [ { "document_id": "e057d17b-a316-4c5a-9784-476ba0ce1128", "file_ids": [ "15a14a8c-0116-4225-9e3d-a12983b11ca2" ], "file_reference_ids": [ "misc_documents/state_id_fail.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4th Ave Inglewood CA 90305", "status": "fail" }, "is_expired": { "question": "Is expired?", "expected": "2021-05-09", "answer": "", "status": "review" } }, "category": "State ID" } ], "ssi_award_letter": [ { "document_id": "5a5e2e02-984c-4df1-8cba-e516317a0776", "file_ids": [ "5704246d-50d8-4d86-9986-17a60b9d3a04" ], "file_reference_ids": [ "paystubs/ssi_award_letter.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "JO BOREN", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "123 S 16th Ave Inglewood CA 90305", "answer": "8717 S 4th Ave Inglewood CA 90305", "status": "fail" }, "is_issued_recently": { "question": "Issued within configured days of the contract date?", "expected": "2021-05-09", "answer": "2020-12-07", "status": "pass" } }, "category": "SSI Award Letter" } ] }, "recommendations": [ "The Ssi Award Letter has a failing question.", "The Ssi Award Letter does not match the applicant's address." ] }, { "status": "fail", "belongs_to": "applicant2", "updated_at": "2026-09-25 21:45:12 +0000", "description": "The Bank Statement has a failing question. The Bank Statement does not match the applicant's address.", "verification_questions": {}, "acceptable_documents": { "bank_statement": [ { "document_id": "b349682d-2ae3-40de-ad69-934be987437b", "file_ids": [ "0830c2af-dfa8-44f7-ba2a-9bbd7c231028" ], "file_reference_ids": [ "bank_statements/jo_boren_lucinda_bonadio_joint_bank_statement_bofa_mar.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Lucinda Bonadio", "answer": "LUCINDA BONADIO", "status": "pass" }, "matches_applicant_address": { "question": "Matches the applicant's address?", "expected": "2317 N Winery Ave Fresno CA 93703", "answer": "8717 S 4th Ave Inglewood CA 90305", "status": "fail" }, "is_issued_recently": { "question": "Issued within configured days of the contract date?", "expected": "2021-05-09", "answer": "2021-03-31", "status": "pass" } }, "category": "Bank Statement" } ] }, "recommendations": [ "The Bank Statement has a failing question.", "The Bank Statement does not match the applicant's address." ] } ], "ssn": [ { "status": "fail", "belongs_to": "applicant1", "updated_at": "2026-09-25 21:45:12 +0000", "description": "The Social Security Card has a failing question. The Social Security Card does not match the applicant's SSN.", "verification_questions": {}, "acceptable_documents": { "social_security_card": [ { "document_id": "f6dec91f-3856-47cf-9094-2db253996aca", "file_ids": [ "d9cfddb0-502b-4960-bdf8-ad48845eb93f" ], "file_reference_ids": [ "misc_documents/social_security_card.pdf" ], "document_questions": { "always_fail": { "question": "Always fail for documentation purpose.", "expected": "", "answer": "Documentation Purpose Only", "status": "fail" }, "matches_applicant_name": { "question": "Matches the applicant's name?", "expected": "Jo Boren", "answer": "Jo Boren", "status": "pass" }, "matches_applicant_ssn": { "question": "Matches the applicant's SSN?", "expected": "666550000", "answer": "666443906", "status": "fail" } }, "category": "Social Security Card" } ] }, "recommendations": [ "The Social Security Card has a failing question.", "The Social Security Card does not match the applicant's SSN." ] }, { "status": "missing", "belongs_to": "applicant2", "updated_at": "2026-09-25 21:45:12 +0000", "description": "Informed searched for a supporting Ssn document and did not find one in the deal jacket.", "verification_questions": {}, "acceptable_documents": {}, "recommendations": [ "Please upload Applicant's social_security_card." ] } ] } }